Carnival of Everything Money: #4

Welcome to the fourth edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here. 

I also recently launched a new site called Rally'Em. Rally'Em is a website where you can submit investing strategies and get feedback from a community of fellow investors around the world on your ideas. Please check out the site and I would appreciate any feedback on how to improve it. You can find more information about Rally'Em here.

Now, onto the carnival!

Editor's Pick: These are just some articles I found interesting/informative. I hope you enjoy them as well.

Len Penzo presents Shopping For Low Gas Prices Is A Losing Proposition posted at Len Penzo . Com, saying, "If you aren't careful, your quest to save several cents a gallon may actually be costing you money..."

Bill Spohnholtz presents Squash the Gold Bug posted at Learn The Stock Market And How to Trade, saying, "If you’re as nervous as me about the economy you’ve probably considered buying your money in the backyard and sitting on it with your gun. Everyone on the radio or TV is telling you that you need to buy gold to shore up your investments, but I’m not so sure that’s your best bet either."

Colin Robertson presents Are Minimum Credit Card Purchases Illegal? posted at The Truth About Credit Cards.com.

Adam presents How to Set a Stop Loss posted at Pimp My Trade, saying, "An article covering one of the most important elements of trading - how to set a stop-loss."

Finance Tips 101 presents Cash Back, Award Points, and Gas Cards posted at Finance Tips 101.

Jim presents Ten Reasons to E-File Your Taxes posted at Blueprint for Financial Prosperity.

Investing School presents Brokerages with Free Stock Trading posted at Investing School, saying, "Want to trade stocks for free? Here are a whole bunch of ways to do so."

Budgeting 

Carrie presents Adjusting Your Budget for New Monthly Expenses posted at Less is More.

Freefrombroke presents Excuse Busters For Not Having A Budget posted at Free From Broke, saying, "No more excuses for not having a budget!"

Sun presents Quicken Online Adds Cash Tracking Feature to Help You Manage Cash Transactions posted at The Sun’s Financial Diary.

Credit

PicktheBrain presents How to Protect Yourself From Credit Repair Scams posted at Credit Rescuers.

The Dough Roller presents A 12-Month Balance Transfer Offer with No Balance Transfer Fee posted at The Dough Roller, saying, "See why most credit card sites don't show you the best cards, including a 12-month balance transfer offer with no balance transfer fee."

Nate Desmond presents Weighing the Pros and Cons of Credit Cards posted at Debt-free College.

David presents Chase Platinum Credit Card Review posted at Credit Card Offers IQ, saying, "The Chase Platinum credit card offers a 0 APR on purchases and balance transfers."

Silicon Valley Blogger presents Discover More Card Offers $50 Cash Back Bonus posted at The Digerati Life.

Marjorie presents After the Stimulus: How Much is in Your Paycheck? posted at Wealth Junkies, saying, "A major part of the economic stimulus package signed last week is the Making Work Pay Tax Credit. But you won’t be getting that money in a lump sum: it isn’t a stimulus check and it isn’t intended to be part of your income tax return. Instead, you’ll be receiving that money spread out over all of your paychecks."

Mr Credit Card presents Thank You Points? No Thank You posted at Ask Mr Credit Card.

Peak Personal Finance presents Rent to Own Advice posted at Peak Personal Finance.

Debt

Insurance Toolbox presents Do You Have to Pay “Charged Off” and Other Old Debt? | Fine-Tuned Finances posted at Fine-Tuned Finances.

Simon presents Reducing Debt With Secured Consolidation Loans posted at Secured Loan Online.

Keevisr presents Loan Info Central: Fulfilling Personal Needs posted at Loan Info Central, saying, "People can get the money for their needs easily through personal loans depending on how much money they need and how they need it. The money is available to the borrowers for their needs which may be anything like wedding expenses, educational needs, car purchase, debt consolidation, home improvement, travel expenses, medical expenses, etc. it is up to the borrower as to how he uses the money."

Frugality

Buck Weber presents Use Your Library posted at THE BUCK LIST, saying, "How to get the most out of your library experience, including a Secret Library Tip."

Momma presents 25 ways to save money and bargain shop in small towns and rural areas: Part 1 posted at Engineer a debt free life, saying, "How do you save money and bargain shop when you DON'T live in a big city? We offer 25 tips to help you save money and bargain shop. While our tips are geared toward those living in small towns, they are useful no matter where you live!"

KCLau presents How to Refinance your Home Loans Smartly posted at KCLau's Money Tips, saying, "Lists several reasons why home owners would benefit from switching their loans to a new loan with lower interest rates"

MoneyNing presents The Stress of Having Supersized Lifestyle posted at Money Ning, saying, "Not everything need to be supersized."

Investing

Patrick Smith presents Buying new versus used posted at Real World Advice, saying, "The pros and cons of buying a new versus a used car."

Nate presents Can You Qualify for a Car Loan? posted at Car Loan Tips, saying, "The pros and cons of investing in art."

Manshu presents Gold Funds - Expense Ratios and Minimum Investments posted at OneMint, saying, "There are several mutual funds and ETFs that have gold as an underlying asset. This article lists out such funds - their expense ratios and their minimum investments."

Jed Norwood presents Safe Banking posted at Forex Course | ForexStrategySecrets.com, saying, "Finding a safe bank is an important task that too many people put aside and many pay for later. Use this article in your research to find the best bank for you."

David presents Ohio Cash Advance Stores Skirting Law with ?Payday Clones? posted at Payday Loans Review, saying, "See how some Ohio payday loan providers are skirting the law."

Rob presents Why the Stimulus Bill is a Boost for Real Estate Investors posted at Two Wise Acres, saying, "The stimulus plan may be a big boon for real estate investors if they know how to use it."

Darwin presents Gold ETN GOE up 421% in 1 Month - What Gives? posted at Darwin's Finance, saying, "An examination of what happens when a GOLD ETN diverges from reality - to the tune of over 400% in a month!"

George presents Value Investors on Twitter posted at Fat Pitch Financials, saying, "This post features a guide to using Twitter and a directory of value investors currently using this service."

Todd presents Buffett?s Shareholder Letter posted at The Personal Finance Playbook.

Other

Junior presents What To Do If You Can?t Make Your Car Payments posted at Car Commentary, saying, "Tips if you are in the unfortunate situation of being unable to make your car payments."

Tristan presents Achieve Financial Freedom By Living Like A Millionaire posted at Find Financial Freedom, saying, "A view on the way millionaires live and how they don't follow the same consumption patterns as ordinary folk, which is why they end up becoming millionaires."

The Investor presents Why a little passive income from a side project is worth a lot more than you think posted at Monevator.com, saying, "Passive income is the stuff of dreams, so it’s no surprise it’s hard to get hold of."

The Smarter Wallet presents Job Hunting Tips: How To Deal With Losing Your Job posted at The Smarter Wallet, saying, "ideas on how to get a new job in case you are laid off."

Wenchypoo presents This Just In: Is Housing REALLY In a Downward Spiral? posted at Wisdom From Wenchypoo's Mental Wastebasket.

Vicky presents Getting Deals on Wedding Rings posted at Affordable Wedding Planning, saying, "While many people think of huge dollar amounts when it comes to rings, there are ways to make the shopping process more pleasant and affordable."

Jared Maloney presents Fad: Apple posted at Fade That Fad, saying, "Apple products may be a huge fad and there may be money to be made shorting Apple stock."

Saving

Brian McKay presents Best CD Rates posted at MonitorBankRates.com, saying, "The current economic crunch is changing the savings habits of the average American. Certificate of deposit rates have been coming down, but the U.S. savings rate has been going up. The savings rate is now 3.6%, up from 2.8% in November last year."

Mara Rogers presents Cheap Chic Dress For Success On A Budget posted at Secrets for Money.

Sigrid Landau presents A Trio Of Quick And Easy Money Saving Tips To Help You In Survive The Difficult Times posted at A1 How To, saying, "If you are looking for some ways to save some decent amount of cash over this year, then here are a few tips of simple money saving pointers that you might like to consider for your own finances."

Taxes

Steve presents 2 Important Changes in the Tax Law this Tax Season posted at 2009 Taxes.

Thanks again to everyone who participated! Please remember to link back to this post. Check back next week for a new edition.