Third Edition of the Carnival of Everything Money

Welcome to the third edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here. Onto the carnival!

Editor's Choice: These are just some articles that I found really interesting/informative, I hope you enjoy them as well

Dan Cote presents Investing in Companies With A Lot of Cash and Little Debt posted at Earnings Per Share.

Raj Patel presents Understand Your Credit Score posted at DebtGoal.

Pinyo presents Introduction to Peer-to-Peer Lending : Moolanomy posted at Moolanomy.

David presents Consumers Cut Back, but Have They Changed Their Ways? posted at Pimp Your Finances, saying, "An examination of whether or not the economic crunch is forcing consumers to change their ways."

Budgeting

Silicon Valley Blogger presents YNAB (You Need A Budget) Personal Budget Software Is 10% Off posted at The Digerati Life, saying, "Here's a review of a great desktop budgeting tool that beats Quicken in ratings!"

Keevisr presents Unsecured Loans: Asset-Free Opportunity For Those In Need posted at Loan Info Central, saying, "The people who face cash issues in their lives know the actual ups and downs that happen in life. Such a situation occurs in everyone’s life. Also, everybody may not have an asset to act as a shield for bad times."

Credit

Julie Guarnizo presents Don't Swear Off Plastic Completely posted at Beef Up Your Piggy.

Mr Credit Card presents Should One Spouse Have All The Credit Cards? posted at Ask Mr Credit Card.

Steve Faber presents - Mortgage Questions to Ask – Make Sure You Get the Right Mortgage posted at DebtBlog, saying, "If you're getting a mortgage, do your homework, and please ask at least these questions, or it could be your undoing."

Debt

Heather Levin presents The Benefits of Paying Off Your Mortgage Early posted at The Greenest Dollar.

David presents Create Your Dream Home And Put Money In Your Pocket posted at Personal Finance Ology, saying, "Turning your dream into a reality is becoming more feasible as home prices fall and affordability increases!"

DebtLite presents What Are the Root Causes of Debt? posted at Debt Advice.

Frugality

Barry presents Tug Of War Between Retailers And Frugal Consumers posted at Associate Money.

Abigail Perry presents Their math vs your math posted at i pick up pennies, saying, "A piece about remembering that salesmen's pitches are designed to be in the best possible terms. Always check their math with your own."

Nancy Muller presents French Toast Club posted at Recession Depression Therapy, saying, "The step by step method to get financially ahead through a change in grocery shopping habits."

Investing

Frank Curmudgeon presents House Prices: The Long View posted at Bad Money Advice.

Darwin presents Deal of a Lifetime in Muni Bond Investments? posted at Darwin's Finance, saying, "Given the unprecented risk/benefit provided by various muni bond instruments, it's worth considering investing in any of the various instruments covered here."

The Smarter Wallet presents A Stock Trading System For Shorting Stocks: How To Short Estee Lauder posted at The Smarter Wallet.

Mr. ToughMoneyLove presents Investing in Corporate Bonds for Retirement posted at Go To Retirement, saying, "Select investment grade corporate bonds are making a come back and looking attractive in a down economy."

Other

Aryn presents 7 Books, 1 Movie, and 1 Blog to Help You Deal with the Economic Crisis posted at Sound Money Matters.

Ella Moss presents New Economy, or Buy American, Stupid! « Zodiac Times posted at Zodiac Times, saying, "So, the new stimulus package is passed, hopes are up, markets are down, and recession deepens. Everyone is blaming the housing market, unscrupulous bankers and inept previous administration. But very few seem to understand the true roots of our woes, and how deep our economic problems go."

The Investor presents The recession is not a lifestyle choice posted at Monevator.com, saying, "In a strange echo of the frivolous attitude that stoked up the debt bubble in the first place, much of the media seems to see the recession as a new ’story’, just as they’d salute skirts going back above the knee or the return of cashmere."

Saving

Jim presents Best Money Market Account (MMA) Rates posted at Blueprint for Financial Prosperity.

Taxes

C Richey presents First Time Home Buyer Tax Credit posted at Las Vegas Real Estate News, saying, "Explanation of the tax credit in the new stimulus bill."

ChristianPF presents How long does it take to get your tax refund? posted at Money in the Bible | Christian Personal Finance Blog, saying, "I found out some more info about how long it takes for us to get our refund checks from the IRS"

Thanks again to everyone who participated! Please remember to link back to this post. Check back next week for a new edition.