Carnival of Everything Money #10

Welcome to the 10th edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here. Just a reminder: I am not including articles that are not submitted with a category. If your article wasn't included, that's most likely why. Please change it because the more articles I can post, the better!

editor's pick

Miss M presents Economic Self-Segregation posted at M is for Money.

Mike G presents How Much Is Your Toe Worth? posted at Money TLD, saying, "If you don't have disability insurance, then you may find that workers' comp payout way too low to support you!"

The Smarter Wallet presents Trading The Market: What Market Trends Are Stock Traders Riding On Recently? posted at The Smarter Wallet.

Len Penzo presents Ten (Extremely) Out-of-the-Box Ideas for Saving Money posted at Len Penzo . Com, saying, "Do you have the courage to implement these extremely off-the-wall money saving tips?"

budgeting

ChristianPF presents Free budgeting form posted at Money in the Bible | Christian Personal Finance Blog, saying, "This is a budgeting spreadsheet that I created for myself - feel free to download it..."

Tracey presents Financial Smarts: Budgeting 101 posted at GIRLS TO GROW.

credit

Credit Shout presents Disney Rewards Visa Card Review posted at CreditShout.

Mr Credit Card presents Plum Card Review posted at Ask Mr Credit Card.

Silicon Valley Blogger presents American Express Rewards Credit Card Offers A $25 Sign Up Bonus posted at The Digerati Life.

Sun presents Visa Black Card: What Do You Get From It? [Card Reviews] posted at The Sun’s Financial Diary.

debt

DebtLite presents Why Consolidate School Loans? posted at School Loans.

Dan at Everydayfinance presents 4.2% Mortgage Rates on the Horizon Says Study posted at Everyday Finance, saying, "This article highlights the amazing 4.2% mortgage rate prediction by industry economists and how to go about getting the best deal."

Brian McKay presents When to Refinance your Mortgage posted at MonitorBankRates.com, saying, "The time is right to refinance your mortgage. Rates are at historic lows - even lower than the rates several years ago that helped contribute to the housing boom and bust."

frugality

Peak Personal Finance presents 3 Smart Personal Finance Tasks You Are Probably Putting Off posted at Peak Personal Finance, saying, "Why not get started today?"

Raj Patel presents Cutting the Digital Services Bill posted at DebtGoal.

One Family presents Kids Video Game Software and Consoles – An Introduction for Frugal Families posted at One Family's Blog, saying, "A comparative review of frugal alternatives to popular but expensive hand-held video game console offerings from Nintendo, Sony, and Microsoft."

Barry presents Buying Groceries From Auctions posted at Associate Money.

Charlie Peters presents The Sneakiest Grocery Store Trick Yet? posted at Pay Less For Food.

Asgreen presents Small Splurges in a Recession posted at Always the Planner....

investing

Richard M. Rothschild presents The Top 14 Low Cost Taxable United States Bond Mutual Funds (Low Minimum Deposit) posted at Bond Market Index Funds, saying, "The top 14 low cost taxable US fixed income funds with a $10,000 or lower initial deposit. Low investment management fees are very important with fixed income funds. Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. When you pay more in bond mutual fund fees, you are just wasting your money."

James Fowlkes presents Mission Retirement - Part 1 posted at JamesFowlkes.com.

MoneyNing presents Everbank Review posted at Money Ning, saying, "EverBank is one of the best banks and it offers a very high rate with its money market account and even checking account. You should check it out."

Pinyo presents Is It Safe To Invest In High Yield Corporate Market? posted at Moolanomy.

Investing School presents Etrade vs Tradeking vs Zecco - Trading Commissions Comparison posted at Investing School, saying, "Have you written Etrade off just because the commissions are higher? Is Zecco or TradeKing better? This takes a look at these three stock brokers on a fees comparison."

Dorian Wales presents The Recent Rally in Stock Prices is Nearly Over posted at The Personal Financier, saying, "Stock markets around the world have surged by over 25% during March and April. I believe market players are already looking for a good excuse to start selling again…"

Summer Munyon presents How To Construct A Well-Written Real Estate Offer posted at Really Better Real Estate, saying, "This weekend I received a text from a friend whose Tallahassee home I recently sold. She plans to place an offer on a home in TX this weekend and wanted to know the binder amount that she should place on the home. Literally, the text states that the list price is $350,000. She plans to make an offer of $300,000, and how much binder should she offer? Unfortunately, it’s far more complicated than a numeric reply with the “send” button."

Matt @ StupidCents presents Free Money? You Bet! | StupidCents posted at StupidCents.

other

Kathleen Gaga presents Street Smarts Marketing & Promotions: Money comes to you when you do this one thing! posted at Street Smarts Marketing & Promotions, saying, "What is the solution you offer your clients? Not what you think the solution is, but the actual solution. The greater the solution, the more money they are willing to give you."

Peter presents To Succeed Diversify And Create Multiple Streams Of Income posted at Bible Money Matters, saying, "Diversify your income streams to succeed and reduce risk!"

Darwin presents Is Shop To Earn a Scam or Legit Business Opportunity? posted at Darwin's Finance, saying, "This 2009 update on the ShopToEarn multi-level marketing outfit has stirred the pot and invited quite the contraversy.

Twenties Money Magazine presents 5 Pieces of Advice for 20 somethings posted at Twenties Money, saying, "5 pieces of advice for 20 somethings from bloggers over 30."

Rob presents Google PowerMeter posted at Energy Saving Gadgets, saying, "The Google PowerMeter underscores, why a company like Google is head and shoulders above a company like Yahoo! It's called innovation. Google does it; Yahoo! doesn't."

saving

PFCreditCards presents Cost of Wells Fargo Business Checking vs EverBank posted at PF Credit Cards, saying, "I'm done with Wells Fargo. No fees, high interest rates, same hassle free as traditional banking. EverBank is for me."

Marjorie presents Keep Moving On Your Goals posted at Wealth Junkies, saying, "These days it seems that making any progress on goals, especially financial goals, is impossible. Even small steps, like contributing to an emergency fund, seem out of reach when meeting day-to-day bills seems like an emergency. But just getting by isn’t enough. It may be slow-going, but working towards a goal can make the difference in whether you feel stuck or successful. There are several ways to keep making progress — depending on what seems to be slowing you down on your current goals."

The Dough Roller presents Get Your Green On–13 Energy (and Money) Saving Gadgets posted at The Dough Roller, saying, "The technology that is available today is quite remarkable, and many green gadgets can not only lessen our impact on the environment, but also save money."

stocks

Ripe Trade presents Ripe Trade: Leveraged and inverse ETF pitfalls posted at Ripe Trade, saying, "This post explains the underperformance of leveraged and inverse ETFs because they are designed to track the underlying index based on a 1 day performance, these ETF’s wont track well over longer periods of time."

taxes

George L Smyth presents One Minute How-To - How To File A Tax Extension posted at George L Smyth, saying, "Ryan Thompson explains how you can get an additional six months to file your taxes."

Madeleine Begun Kane presents Dear IRS posted at Mad Kane's Humor Blog.