Carnival of Everything Money #13

Welcome to the 13th edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here. Just a reminder: I am not including articles that are not submitted with a category. If your article wasn't included, that's most likely why. Please change it because the more articles I can post, the better!

budgeting

The Dough Roller presents Is Budgeting Keeping You Poor? posted at The Dough Roller, saying, "Budgeting can be a big help in improving your finances. But if not done correctly, budgeting can also set you back. Check out these seven ways budgeting could be making you poor and how to fix them."

credit

Jim presents Citi Forward Credit Card Review: Rewarding Responsibility posted at Blueprint for Financial Prosperity.

Raj Patel presents Credit Cards on the Agenda at Congress posted at DebtGoal.

David presents Why low interest credit cards are not always the best option posted at Credit Card Offers IQ, saying, "Low interest credit cards seem like the best deal possible. But that's not always so. This article describes when a higher interest rate card may be the best credit card offer for you."

Manshu presents Prepaid Cards: Pros and Cons posted at OneMint.

frugality

Barry presents How To Have A Baby Amid A Recession? posted at Associate Money.

Michal presents Monster HDP 900G Blackout Power Center Surge Protector posted at Energy Saving Gadgets, saying, "Save money on your energy bill by cutting down your consumption with this surge protector from Monster."

Patrick @ Cash Money Life presents Save Money on Mother’s Day Flowers posted at Cash Money Life, saying, "Tips on how to get the best deal on flowers, whether you are shopping online or buying from your local florist. Just in time for Mother's Day!"

Military Money presents 25 Ways to Eat For Free (Really): Get Free Food! posted at Military Finance Network, saying, "How to get free food and save money while eating out at restaurants."

investing

Sajal presents Fundamental Insights and Ideas: Missing the early bull market can be costly. posted at Fundamental insights and ideas (by Sajal).

Kristjan presents China’s Gold Reserve Increase Creates Excitement posted at Personal Development for Awesome People.

Carrie presents Rebalancing Your Portfolio posted at It's Frugal Being Green.

Stock Trading Brokers presents Zecco Discount Broker Review posted at Stock Trading Brokers, saying, "Zecco may suck with marketing and planning but they still offer one of the lowest commissions for trading stocks."

Four Pillars presents Transfer In Kind posted at ABCs of Investing, saying, "Learn about the "transfer in kind" option if you are transferring an investment account to save taxes and money."

other

Jim DeSantis presents Divorce: What To Do About Medical, Life, Homeowners, and Auto Insurance! posted at On Line Tribune | Marriage Matters, saying, "Covering the insurance needs of yourself and your children after a divorce must be considered during pre-divorce settlement negotiations with your soon-to-be ex. This is largely a matter for lawyers but you need to think ahead to protect everyone who depends upon you."

MoneyNing presents 20 Different Areas to Think About for a Cheaper Auto Insurance Policy posted at Money Ning, saying, "Insurance is something we usually forget, yet we pay quite a bit for it regularly. If you can spend a few minutes and save big, why not?"

Finance Tips 101 presents How To Get An Athletic Scholarship posted at Finance Tips 101.

Asgreen presents Prince Charming Isn't Coming posted at Always the Planner....

saving

Bank Champ presents Failed Banks Not Required to Honor CD Rates posted at Bank Champ.

Bank Savings Review presents HSBC Direct Online Savings Account Review posted at Bank Savings Review, saying, "HSBC is one of the most well known bank in the world. In fact, they are the most admired bank. See what the online division is like."

Fred presents Best Bank CD Rates Darby Bank posted at Online Banks Blog, saying, "Earn more on you savings by finding the best bank CD rates. Darby Bank currently has some of the best bank CD rates."

11th edition of the Carnival of Investing Strategies

Welcome to the 11th edition of the Carnival of Investing Strategies. This is a carnival focused on different strategies of investing your money. If your article was included, please be sure to link back to this carnival.If you want to make a submission for the next edition, the form is here.

Frank B. presents Beginners Guide to Investing posted at Investment Basics.

Jim presents TradeKing Review posted at Blueprint for Financial Prosperity.

Investing School presents Etrade vs Tradeking vs Zecco - Trading Commissions Comparison posted at Investing School, saying, "Have you written Etrade off just because the commissions are higher? Is Zecco or TradeKing better? This takes a look at these three stock brokers on a fees comparison."

Barry presents Bullish Days Ahead But Bear Is Lying In Wait For The Kill posted at Jeflin's Investment Blog.

Tyrone Solee presents Invest in Stock Market; The Warren Buffett Way posted at Millionaire Acts, saying, "Learn how Warren Buffett made his billions in the stock market"

Freddy presents Wall Street Slipped After Many Economic Data (April 14th, 2009) posted at Protege Analytics.

Britannica Blog presents Do Americans Support Capitalism, and Which Capitalism? posted at Britannica Blog, saying, "I’m being asked to participate in a debate on whether America’s economic system should remain capitalist or embrace socialism."

Freddy presents Bad News Shook Wall Street (March 15th, 2009) posted at Protege Analytics.

9th Edition of the Carnival of Investing Strategies

Welcome to the 9th edition of the Carnival of Investing Strategies. This is a carnival focused on different strategies of investing your money. If your article was included, please be sure to link back to this carnival. If you want to make a submission for the next edition, the form is here.

Editor's Picks

Lenox Ramsey Jr presents 12 Keys to Trading Earnings for Profits posted at OptionHustler.com.

Dana presents Diversification, Long-Term Horizon, Buy and Hold: Still Relevant? posted at Investoralist, saying, "Facing unprecedented market carnage, do old investment adages such as diversification, long-term horizon and buy and hold, still apply today?"

The Smarter Wallet presents S & P Index and Crude Oil Market Trends: Next Steps? posted at The Smarter Wallet.

More Excellent Investing Strategies

Tony presents Investing In Certificate Of Deposits posted at Understanding Certificate of Deposits, saying, "An investment in a CD is very safe since it has a set return."

Jim presents Guide to Social Lending Networks posted at Blueprint for Financial Prosperity.

Mark Foo presents Personal Development Blog | The Most Fundamental Principle of Stock Investment – The Big Dreamer posted at The Big Dreamer, saying, "The one stock investment principle that all investors must understand."

ChristianPF presents How to plan for your financial future posted at Money in the Bible | Christian Personal Finance Blog, saying, "A few guidelines for planning your financial future..."

The Dividend Guy presents The Tyranny of Investment Fees posted at The Dividend Guy Blog, saying, "Investment fees eat away at your portfolio, and the worst part is is that it accelerates over time!"

Pinyo presents Alternative Investments, Correlation, and Diversification posted at Moolanomy.

Sun presents Should Gold be in Your Investment Portfolio? posted at The Sun’s Financial Diary.

Nickel presents Zecco: Still the Best Online Broker? posted at fivecentnickel.com.

Cody Butler presents Money Market Investing, What Is It And How Does It Work posted at Dream Life Coaching Blog. Ask your questions., saying, "A basic guide to money market accounts."

Dave presents The Shop Market Versus The Stock Market - Vox posted at Cheapo Groovo.

Lenox Ramsey Jr presents A Guide to Forex Leverage, and Employing it Safely posted at Forex Boost, saying, "A Guide to Forex Leverage, and Employing it Safely"

Diego Cervantes presents The Mutual Fund Toolbox: Top 50 Blogs, Portfolio Tools, and More posted at Bankling.

Torrey Brothers presents Perfect Time to Invest in Real Estate posted at Hot Wholesale Rehabs, saying, "Post explains why now is the perfect time to invest in real estate."

Ifvat presents The Beginner's Guide to Stock Market Investing Risk Tolerance posted at ifvat, saying, "Knowing your risk tolerance will help you establish an investment style and help you feel confident when you and your broker make investment decisions."

Etrades presents Basic Guidelines On Investing In Penny Stock That Matters posted at eTrades, saying, "Penny stock tips - Learn, learn, and learn. Study more basic guidelines on investing in penny stocks!"

Investing School presents Beginning with Options Trading posted at Investing School, saying, "Options can be an amazingly easy way to protect yourself and reduce risk. However, it can also be very dangerous if misused."

Diego Cervantes presents Day Trader Tweets: StockTwits vs. Twiticker posted at Bankling.

Verna Morris presents How to Build a Simple and Effective All-ETF Portfolio | ETF Database posted at ETFdb.

FMF presents Free Money Finance: Your Most Important Investing Decision posted at Free Money Finance, saying, "The key to great investing."

Thanks to everyone who submitted! Be sure to check back again next week!

Carnival of Everything Money 8th Edition

Welcome to the 8th edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here. Just a reminder: I am not including articles that are not submitted with a category. If your article wasn't included, that's most likely why. 

Editor's Pick

Investing School presents Realized and Unrealized Gains and Losses posted at Investing School, saying, "It's a simple subject but it's often confused. Unrealized and realized gains explained."

Manshu presents Greater Fool Theory and Keynes Beauty Contest | OneMint posted at OneMint.

Peter presents When Will We See An Increase In Our Paychecks Due To The Stimulus Package? posted at Bible Money Matters, saying, "When will we start seeing an increase in our paychecks - because of the stimulus package?"

Alvaro Fernandez presents Change Your Environment, Change Yourself posted at SharpBrains: Your Window into the Brain Fitness Revolution, saying, "Trading expert Brett Steenbarger's Lesson #4: "When you act as your own trading coach, your challenge is to stay fully conscious, alert to risk and opportunity. One of your greatest threats will be the autopilot mode in which you act without thinking, without full awareness of your situation. If you shift your trading environment, you push yourself to adapt to new situations: you break routines.""

Nickel presents Money Tips from Twitterville posted at fivecentnickel.com.

budgeting

RB presents Start Budgeting Today posted at Recessions Blow, saying, "How to start a budget."

Ben Dinsmore presents Motivation and Your Financial Plan posted at Trees Full of Money, saying, "If you think about it, starting a budget is really no different than starting a new diet and exercise routine.After a few weeks, the results that we were hoping for never materialize (at least not as fast as we hoped) and we end up in worse shape then we started in."

Livingalmostlarge presents still budgeting posted at LivingAlmostLarge.

credit

Jim DeSantis presents Free eBook - Credit Rescue! posted at Emotions and Credit at On Line Tribune, saying, "How emotions impact credit is a subject that few people think about but more and more therapists are talking about. As a Pastoral Counselor I have long known that there is a powerful link between our emotions and our money. We may think that money is all about our rational selves but, in fact, our emotions very much determine our financial decisions."

Credit Shout presents Best Buy Credit Card Review posted at CreditShout.

Credit Card Addict presents American Express Offering Double Membership Rewards Points posted at CreditAddict.

Money Tipper presents How to Opt Out of Unsolicited Credit Card Offers posted at Money Tipper.

Mr Credit Card presents American Express Platinum Card Review posted at Ask Mr Credit Card.

debt

Joe Mueller presents Debt Consolidation Loans For Beginners posted at Debt Consolidation For Beginners, saying, "When you are just becoming aware that you have a mountain of debt that you need to take care of you need a simple approach and sound mind to get you out of debt and back on the path to financial freedom. Debt consolidation might be a route you would benefit from taking, but it might not. Proceed down this road with caution."

Mike presents This Great Depression Will Be Known As The Great Stagflation posted at Great Depression Version 2: Bear Market and Economic Depression, saying, "The current economic crisis is just beginning. It will wind up being known as the Great Stagflation."

The Dough Roller presents Debt Cures by Kevin Trudeau–Do his “secrets” really work? posted at The Dough Roller, saying, "So does the book live up to his sales pitch? No, and it’s not even close."

frugality

Ishanbansal presents 25 Tips to Save Money on Vacation posted at Save Few Bucks, saying, "This article presents practical tips to save money while on vacation."

PFCreditCards presents Lower Your Monthly Subscriptions Cost by Calling posted at PF Credit Cards, saying, "It's simple. Just call to lower your monthly bills."

Dan presents To Tip or NOT to Tip: 3 Case Studies - Opinions? posted at Everyday Finance, saying, "With tip jars showing up in more and more places, this begs the question as to whether this tipping theme has gone too far."

Abigail Perry presents What's in your bills? posted at i pick up pennies, saying, "I thought I had found any and all hidden costs in my bills. Then I took another look and saved almost $100 a year with a four-minute phone call."

Nancy Muller presents Gardeners: What To Plant Now -- Very Comprehensive posted at Recession Depression Therapy, saying, "If you are trying to save on groceries through gardening, but a little unsure of yourself, bookmark this treasure I found. It makes life so much less complicated."

Heidi presents Serving Nutricious Meals on a Budget, Can it Be Done? posted at Little People Wealth.

Nora Dunn presents Lower Your Credit Card Interest Rate and Reduce Your Phone Bill, Immediately and Easily | Wise Bread posted at Wise Bread, saying, "Learn how to easily reduce your credit card interest rates and fees, cable tv, internet, the power bill - you name it."

investing

Ifvat presents Junk Silver Coins - How to Purchase Silver Bullion Under Spot | ifvat.com posted at ifvat, saying, "I’m going to tell you about a certain type of coins that you can purchase under the spot price of silver."

MoneyNing presents Inheriting Generations of Frugal Living posted at Money Ning, saying, "Think ahead and do something for your future generations. Start saving."

etrades presents Why Buy Silver Bullion? posted at eTrades, saying, "Buying Silver Bullion is becoming hugely popular. At present, silver is relatively cheap if you compare it to the cost of gold. With it’s lower price, the vast majority of people can afford to buy greater quantities of it. If you compare it to gold, your average person may be able to afford 1 ounce whereas the same person purchasing silver could buy many more times that amount."

Pinyo presents Investing In Treasury Inflation-Protected Securities posted at Moolanomy.

James Fowlkes presents Would You Have Been Sucked in by Bernie Madoff? How to Avoid a Ponzi Scheme posted at JamesFowlkes.com, saying, "This article will save you from becoming a victim of the next Bernie Madoff-type ponzi scheme."

Lenox Ramsey Jr presents A Guide to Forex Leverage, and Employing it Safely posted at Forex Boost, saying, "A Guide to Forex Leverage, and Employing it Safely"

other

Patrick Smith presents Understanding Job Benefits posted at Real World Advice, saying, "If you are fortunate enough to get a job offer, do not discount the benefits involved, such as health insurance."

Michael presents Save Money with Discounts on Your Auto Insurance Policy posted at Vital Motion, saying, "No one likes to pay auto insurance premiums, but you can cut down the cost of your policy with a number of different discounts."

Dave presents Job Search - The Series posted at Do You Dave Ramsey?.

The Hoss presents AIG Too Big To Fail? posted at Hoss Cents Free Financial Money Magazine, saying, "The Hoss examines AIG and answers the question is AIG to big to fail?"

The Smarter Wallet presents Would You Go Into Business For Yourself During This Recession? posted at The Smarter Wallet.

Kate Kashman presents Transferring Your GI Bill - The Paycheck Chronicles posted at The Paycheck Chronicles, saying, "Many people consider military service for the educational benefits. Beginning in August 2009, the benefits are improving dramatically, including a provision to transfer the benefits to a spouse or child."

Miss M presents The First Time Homebuyer – Starting the Search posted at M is for Money.

Homemaker Barbi (Danelle Ice) presents 5 Surefire Ways to Recession Proof Your Job posted at Homemaker Barbi, saying, "5 Surefire Ways to Recession Proof Your Job: Guest poster Shellie shares several simple steps that can help you avoid being laid off."

saving

retirehappy presents Earning $20,000 Equals Half Million Dollar Nest Egg posted at My Retirement Blog.

RB presents Negotiate to Save Money posted at Recessions Blow, saying, "An article about the importance of negotiating in these tough times and some tips to help you do it."

Brian McKay presents Online Savings Account posted at MonitorBankRates.com, saying, "GMAC Bank is offering a high interest online savings account that currently has an annual percentage yield (APY) of 2.50% which is well above the national average for a savings account."

Sun presents Can You Get a Better Rate at MoneyAisle? posted at The Sun’s Financial Diary.

Jorge presents Adding Insult to Injury - Losing Your FSA Money posted at Independent Minded, saying, "How to keep from losing your FSA money if you lose your job!"

David presents Checking Accounts posted at Personal Finance Ology, saying, "Learn about the different types of checkings accounts and how to keep more of your money!"

stocks

cody butler presents Money Market Investing, What Is It And How Does It Work posted at Dream Life Coaching Blog. Ask your questions., saying, "A basic guide to money market accounts."

taxes

Wenchypoo presents Omnibus Obama Tax Avoidance Tip Sheet and Small Loophole Collection posted at Wisdom From Wenchypoo's Mental Wastebasket.

Carnival of Investing Strategies: 8

Welcome to the 8th edition of the Carnival of Investing Strategies. This is a carnival focused on different strategies of investing your money. If your article was included, please be sure to link back to this carnival. If you want to make a submission for the next edition, the form is here.

Editor's Pick

Manshu presents Greater Fool Theory and Keynes Beauty Contest | OneMint posted at OneMint.

John R. presents Investing to Beat Inflation posted at Live Money Smart, saying, "If you're not worried about inflation yet, you should be. Here are some tips to stay ahead of inflation in the coming years."

Investing School presents Realized and Unrealized Gains and Losses posted at Investing School, saying, "It's a simple subject but it's often confused. Unrealized and realized gains explained."

Marcus presents Buying Stocks For Beginners - Back To Basics posted at Stock Market Investing For Beginners, saying, "There's doom and gloom everywhere. Investors and traders all rushed for the exits months ago. It's a tough time if you're just starting out in the stock market. In this post I offer some reminders about what it means to be an investor. I talk about buying the business and not the stock, buying for the long term - all the basic stuff. We all know it, but sometimes we need a gentle reminder."

And the rest...

Mesquite Pete presents Don’t Take Too Much Risk | Sound Stock Investment posted at Sound Stock Investment, saying, "If there is one thing we all could learn from the recent crisis, it is the danger of taking too much risk."

James Fowlkes presents Is Your Mutual Fund Eating Away Your Profits? posted at JamesFowlkes.com.

Patrick @ Cash Money Life presents Pertuity Direct Peer to Peer Lending Review posted at Cash Money Life, saying, "Pertuity Direct is a new Peer to Peer Lending company that offers investors the opportunity to invest in a mutual fund of personal loans."

Barry presents HyperInflation Coming But Financial Crisis Not Over Yet posted at Jeflin's Investment Blog.

Silicon Valley Blogger presents Best Places For Your Money When The Stock Market Tanks posted at The Digerati Life.

Silver Investor presents Why I'm Piling Into Silver posted at Gold Investing Info, saying, "Given the prospects of stagflation, buying silver is looking like a good investment option."

Freddy presents Stock Market's Weekly Recap (Ended March 20th, 2009) posted at Protege Analytics.

Nickel presents The Best Online Discount Brokers (Updated) posted at fivecentnickel.com.

Cody Butler presents Investing In Cds, How Does It Work? posted at Dream Life Coaching Blog. Ask your questions., saying, "The basics of investing in CD's, the pro's the cons and when is the right time to do it."

Tony presents Facebook and Twitter Are One Massive Bubble posted at Biz World Blog, saying, "Facebook and Twitter will prove to be horrible investments for anyone that is considering investing in them now."

Michael Haltman presents Pop The Economic Pimple While The Cancer Runs Wild posted at The Political and Financial Markets Commentator, saying, "I find the bonuses paid to the AIG executives and financial "geniuses" that created and sold the products that has helped to bring the economy of the United States and the world to its knees to be abhorrent and bordering on the immoral. If there is a way to abrogate them within the boundaries of contract law, then it must be done! But that is not the point of this post. That said, let's move on."

JC presents Stock Market Advice posted at 6Bubbles - Grad School, Money, Life.

Thanks to everyone who submitted!

Carnival of Everything Money: #7

Welcome to the 7th edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here. Just a reminder: I am not including articles that are not submitted with a category. If your article wasn't included, that's most likely why. 

Editor's Choice

KCLau presents Save money the stupid way posted at KCLau's Money Tips, saying, "Simple ways to save money"

MoneyNing presents The Latte Factor and Becoming a Millionaire posted at Money Ning, saying, "Stick to thinking about how much you can save, not necessarily how much you are spending."

Insurance Toolbox presents A Comparison of No-Risk Investment Options posted at Fine-Tuned Finances.

The Smarter Wallet presents Would You Go Into Business For Yourself During This Recession? posted at The Smarter Wallet.

Barry presents Letting Kids Earn Their Allowances posted at Associate Money.

budgeting

Finance Tips 101 presents Discover How To Pay Off Debt posted at Finance Tips 101.

Silicon Valley Blogger presents FNBO Direct: Best Online Savings Account, ETrade Bank Interest Rate At 3% APY posted at The Digerati Life, saying, "Thanks!"

credit

PFCreditCards presents Changing Your Discover Card’s Payment Due Date posted at PF Credit Cards, saying, "Change the due date can be a powerful and easy way to organize your finances"

David presents Payday Loan Flipping?Are Interest Rate Caps the Answer? posted at Payday Loans Review, saying, "Many states have enacted interest rate caps on payday loans, but this may not be the best answer to chronic borrowing."

David presents Capital One No Hassle Miles Rewards Credit Card Review posted at Credit Card Offers IQ, saying, "Review of one of the top travel reward credit cards."

debt

Joe Mueller presents Getting Information On Debt Consolidation Loans posted at Debt Consolidation For Beginners, saying, "When considering a debt consolidation loan the most important thing that a beginner is going to need to get is information on their loan. The more information you have, the better the decision you will be able to make concerning whether or not consolidation is in your best interests financially."

ChristianPF presents Would you walk away from your mortgage? posted at Money in the Bible | Christian Personal Finance Blog.

frugality

Ishanbansal presents 10 Tips to Reduce Car Expenses posted at Save Few Bucks, saying, "Practical tips to reduce car expenses by hundreds of dollars every year. Thanks for taking out time to review this."

Kate Kashman presents Store Brand Groceries - The Paycheck Chronicles posted at The Paycheck Chronicles, saying, "A plan for trying store brand groceries - you can save a bundle!"

Wren Caulfield presents The Save-Big Shopping Secret posted at True Adventures in Money Hacking.

investing

Llamamoney presents Investing – a Conundrum posted at Llama Money.

Joshua Dorkin presents The Asset Protection Misconception: Why Insurance Alone Isn’t Enough posted at Real Estate Investing For Real.

Investing School presents Zecco Review posted at Investing School, saying, "Zecco may have changed their free trades policy but it's still one of most popular stock brokers."

The Dough Roller presents ALERT: Refinance Your Mortgage Now! posted at The Dough Roller, saying, "If you are considering refinancing your mortgage, rates may be going to their lowest point now. Here's why and how to refi!"

Rob presents How to Respond to Late-Paying or No-Paying Tenants posted at Two Wise Acres, saying, "How to deal with tenants who pay late or not at all."

Silver Investor presents Why I'm Piling Into Silver posted at Gold Investing Info, saying, "Given the prospects of stagflation, buying silver is looking like a good investment option."

other

Mesquite Pete presents Don’t Take Too Much Risk | Sound Stock Investment posted at Sound Stock Investment, saying, "If there is one thing we all could learn from the recent crisis, it is the danger of taking too much risk."

Leanie Belle presents Follow Up Tips For Your Internet Business posted at Internet Business Make Money Online With Welly Mulia.

DMH presents Lending Club $25 Promotion Code posted at Daily Money Hack.

Matt K presents How to Find the Best International Air Fare Deals posted at Flight Attendant, saying, "Some tips to save money when flying international."

Michael presents Negotiating with Car Salespeople: How to Get the Best Deal on Your Car posted at Vital Motion, saying, "The thought of negotiating with car salespeople is enough to make some people dread buying a new car."

Jay Green presents Remote Computer Maintenance: RCM posted at Remote Computer Maintenance, saying, "Save Money"

saving

Mr. Banker presents Savings Rates May Stop Dropping? posted at Best Interest Rate Banks.

stocks

Steve Patterson presents FastSwings - Blogs - US Markets Rally Despite Being Overbought posted at FastSwings, saying, "The markets have really rallied the past 5 trading days make all short positions difficult to hold."

Finance Tips 101 presents Personal Grants To Pay Off Debt posted at Finance Tips 101.

taxes

Madeleine Begun Kane presents Finally, An Up Side To Filing Tax Returns posted at Mad Kane's Political Madness.

Carnival of Everything Money #6

Welcome to the 6th edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here.

WE ARE ALSO LOOKING FOR NEW HOSTS FOR THIS CARNIVAL. If you are interested please email us at thepennydaily@gmail.com

budgeting

Wren Caulfield presents Reviews: Online Money Mgmt Tools: Mint, Quicken, and Rudder posted at True Adventures in Money Hacking.

Silicon Valley Blogger presents Lower Your Car Insurance Rates! How To Cut Insurance Premiums In Half posted at The Digerati Life.

Beth Dargis presents Save Hundreds of Dollars this Month posted at My Simpler Life - Simple Living.

The Smarter Wallet presents Budget Your Money and Control Your Spending Using This Simple System posted at The Smarter Wallet.

Relax presents Book Review: Your Money or Your Life posted at The Wise Curve, saying, "I suggest you to invest some money in this five star book. The knowledge in it will help you to build a solid foundation for your wealth."

credit

Julie Guarnizo presents Safeguard Your Identity posted at Beef Up Your Piggy.

PFCreditCards presents Why I Still Get My Bills and Credit Card Statements in Paper posted at PF Credit Cards, saying, "I am a computer geek who love new technologies but I still love my paper statements."

Mr Credit Card presents Household Bank Credit Card Review posted at Ask Mr Credit Card, saying, "This is a review of the Household Bank Mastercard."

Lisa presents Saving Money with Credit Cards posted at The Budgeting Blog, saying, "Some advice on saving money with credit cards"

The Dough Roller presents 10 Lies that Got You (and Keep You) in Credit Card Debt posted at The Dough Roller, saying, "Here are 10 ways we convince ourselves that credit card debt is ok."

debt

Raj Patel presents Student Loan Debt Forgiveness Options posted at DebtGoal.

Insurance Toolbox presents American Express is Paying Customers to Cancel Their Credit Cards posted at Fine-Tuned Finances.

Sam presents NEW !! Free Home Foreclosure Help.. posted at Surfer Sam and Friends.

frugality

Vince Scordo presents Top Colossal Money Wasters: 11 Tips posted at Scordo.com.

Save Money presents Frugal Frauds Revealed posted at How I Save Money.net.

Tom Tessin presents How Can I Find The Best Auto Insurance Companies? posted at FGC Auto Blog, saying, "Everyone has to buy auto insurance. Here are some tips that you can use in order to save money."

Celes presents Materialism Breeds Unhappiness posted at EmbraceLiving.Net, saying, "Are you a materialistic person? Do you look towards material and physical goods, such as money, luxury items, car, property, to make you feel happy? This article looks into materialism and why it cannot make us happy."

investing

Sri2701 presents Value investing and The Small Investor posted at Mind Meditations.

Doug Willis presents Attending A Real Estate Investment Seminar posted at Up2Date.

Investing School presents What are Treasury Securities posted at Investing School, saying, "Treasury Securities are the safest investment of them all but is it really the right investment for you? First, let's find out what they are."

Brian McKay presents Term Asset Backed Securities Loan Facility posted at MonitorBankRates.com, saying, "The Federal Reserve Board has come up with another program to plan to restore stability to our financial system by jump starting the credit markets and the economy"

other

Constantin presents How to fix Mark to Market posted at Conunderground.com, saying, "Original ideas to fix mark to market"

Livingalmostlarge presents Adding the fat posted at LivingAlmostLarge.

Len Penzo presents Immunize Yourself from the Layoff Bug posted at Len Penzo . Com, saying, "Don't wait to get a pink slip before figuring out your next steps! Here's how to go on the offensive to minimize disruptions and impacts to your family that comes with being laid off."

Leanie Belle presents Give And Create Value First, Receive Second posted at Internet Business Make Money Online With Welly Mulia.

Steve Patterson presents ATM Skimming Leads to 1 Billion in Losses for Consumers posted at ISMagazine.com, saying, "Great story about ATM safety and something to present to your bank to make sure their ATMs are safe."

Marjorie presents Watch Out For Scams: 3 Big Ones posted at Wealth Junkies, saying, "There are plenty of rumors about stimulus packages and taxes floating around — and many of them aren’t true. "

saving

Mr. Banker presents Banking Online Safety Tips posted at Best Interest Rate Banks.

Free From Broke presents Is 8 To 12 The New 3 To 6? posted at Free From Broke, saying, "Do we need to save more in emergency expenses in this economy?"

Condo Blues presents How I Slashed my Electric Bills without Moving into a Yurt posted at Condo Blues, saying, "My goal was to reduce the amount of electricity in my 1500 square foot free standing Condo used for 2008 by 20%. I wanted to do it without alternative energy generators, by keeping of my current non-Energy Star appliances, and as inexpensively as possible. I didn't meet my goal - I beat it. Here's how I did what I did."

Jim presents Don’t Save Your Money posted at Blueprint for Financial Prosperity.

Mike J presents 20 Saving Tips for the Lazy Single Man posted at @FinancialPlan, saying, "Are you a single man? Here are some tips to help you save money and time"

stocks

Aussie Investor presents Australian Stock Of The Week - McMillan Shakespeare Limited posted at Australian Stock Market Today, saying, "This week I have a look at McMillan Shakespeare Limited, one of the better quality stocks at the smaller end of the market."

Zach Scheidt presents Blackstone Group (BX) - Silver Linings posted at ZachStocks, saying, "Blackstone as a company is well capitalized with a strong balance sheet. BX has raised capital for the funds and is sitting on $25 billion of dry powder"

taxes

Jim DeSantis presents You Are A Banker And A U.S. Automaker posted at On Line Tribune | Front Page Blog, saying, "In an old Hollywood movie, actor Burgess Meredith's character said he invented - 'conspicuous consumption.' This is what we have become and this is at the heart of our economic disease - conspicuous consumption without regard for the consqquences."

Thanks again to everyone who participated! Please remember to link back to this post. Check back next week for a new edition.

Festival of Stocks #132

Welcome to the 132^th Festival of Stocks! There were a lot of great articles on a wide array of topics. If you are featured in this edition, please make sure you link back to this post. Thanks!

Editor's Pick

James Cullen presents Entertainment Properties (EPR): Load Up, or Lights Off? posted at College Analysts, saying, "Is it time to step up and buy this REIT?"

Fitz Villafuerte presents Investing In Mutual Funds posted at Ready To Be Rich, saying, "A simple explanation of mutual funds and the advantages and disadvantages of investing in mutual funds"

Dividend Growth Investor presents Merck/Schering-Plough Merger Arbitrage Opportunity posted at Dividend Growth Investor.

Ramis presents Dollar Cost Averaging posted at Financial Highway, saying, "What is Dollar Cost Averaging? A look at how you can build your investment portfolio through dollar cost averaging."

Mike Power presents US Stocks that can Make The Best Stocks in 2009 List posted atBuyMyStockPicks, saying, "look for companies that should perform in a though economic period. Stocks that have been under evaluated by a psychotic market!"

The Rest...

The Smarter Wallet presents Investing In The Stock Market? Rules To Help You Sleep At Night posted at The Smarter Wallet.

Sun presents Bought 600 Shares of Citigroup posted at The Sun’s Financial Diary.

Cody Butler presents What Is A Money Market Account And How Does It work? posted at Investment-For-Beginners Blog, saying, "An introduction to money market accounts, what they are and how they work."

Steve Alexander presents Quick Take: Deckers Outdoor Corp (DECK) - MagicDiligence posted at MagicDiligence - Optimizing Joel Greenblatts Value Stock Strategy, saying, "Deckers Outdoor benefits from product momentum driving strong growth, and a very sound financial footing. But beware - this could be another fad stock in the making."

MoneyNing presents Zecco vs TradeKing - Online Stock Trading Comparison posted at Money Ning, saying, "TradeKing and Zecco commands the market of cheap trades but who is actually better? Check out this comparison guide before you decide which one is right for you."

Jae Jun presents Negative Enterprise Value Screen for Net Nets posted at Old School Value, saying, "This screen will help you to find companies that are loaded with cash and with manageable debt. A quick way to find companies trading at cash value."

Super Saver presents Bear Market Maxims posted at My Wealth Builder, saying, "Although published in July, 2008, Andy Kessler's Bear Market Maxims are worth hearing again, as we enter the eighteenth month of a bear market."

The Financial Blogger presents Long WebMD(WBMD)/Short Yahoo(YHOO) posted at Intelligent Speculator, saying, "I found it a bit difficult and frustrating to be short Yahoo! because the recent changes in the structure have been followed by almost weekly announcements of changes in the direction, or new technology arrivals."

Jack presents What China Market Offers Nike(NKE) to Fight Recession? posted at Silent Treasure.

Silicon Valley Blogger presents Find Investment Opportunities In Any Business Market Environment! Ride The Economic Recovery posted at The Digerati Life.

Ryan Suenaga presents Dude, Where’s My Dividend? posted at Uncommon Cents.

George presents Ultimate 2009 Berkshire Hathaway Annual Meeting Guide posted at Fat Pitch Financials, saying, "In anticipation of this year’s Berkshire Hathaway (BRKa) annual meeting, Fat Pitch Financials is starting its 2009 annual meeting guide early this year."

Aussie Investor presents Australian Stock Of The Week - McMillan Shakespeare Limited posted at Australian Stock Market Today, saying, "Stock markets all over the world have been decimated in recent times, and Australian shares have been no different. But investing for the long term requires patience and an eye for quality. So with that in mind, this week I have a look at McMillan Shakespeare Limited, one of the better quality stocks at the smaller end of the market."

To read any past posts, see future hosts or apply to host a future edition, check out the Festival of Stocks homepage. If you'd like to submit an article for a future edition of the carnival, here is the carnival submission form.

Sixth Carnival of Investing Strategies

Welcome to the 6th edition of the Carnival of Investing Strategies. This is a carnival focused on different strategies of investing your money. If your article was included, please be sure to link back to this carnival. If you want to make a submission for the next edition, the form is here.

Nesher presents Free Trade Position Size Calculator posted at Internet Stock Trading for Beginners.

Nickel presents Alternatives to High Yield Savings Accounts posted at fivecentnickel.com.

The Dividend Guy presents Future Stock Market Returns posted at The Dividend Guy Blog, saying, "A interesting post on the future of stock market returns."

The Investor presents Stocks vs corporate bonds posted at Monevator.com.

Brian McKay presents Best Savings Account posted at MonitorBankRates.com, saying, "Broadway Federal Bank is offering a promotional online savings account that currently has an annual percentage yield (APY) of 4.08%"

Insurance Toolbox presents A Comparison of Low-Risk Savings and Investment Options | Fine-Tuned Finances posted at Fine-Tuned Finances.

Silicon Valley Blogger presents Lending Club Investment Performance, Loan Returns: Should You Invest Via Direct Lending? posted at The Digerati Life.

Darwin presents Using Google Search Trends to Exploit Market Moves posted at Darwin's Finance, saying, "This unique article highlights the method of utilizing Google Search Term Trending in order to exploit future market moves in stocks and commodities."

Sigrid Landau presents What Does The Future Hold For The Big Three Auto Industry? posted at A1 How To, saying, "What is the problem with the Big Three Auto Industry? Are they ever going to make a comeback from, recover from their current funk? Is now the time to take a chance to buy Ford or GM stock?"

The Smarter Wallet presents Investing In The Stock Market? Rules To Help You Sleep At Night posted at The Smarter Wallet.

Rob presents Obama’s “Making Homes Affordable” Program and Evil Real Estate Investors posted at Two Wise Acres, saying, "Are real estate investors really evil? Apparently the Obama Administration thinks so with its new Making Homes Affordable program."

Cody Butler presents What Is A Money Market Account And How Does It work? posted at Investment-For-Beginners Blog, saying, "An introduction to money market accounts, what they are and how they work."

Michael Cintolo presents An Easy Way to Time the Stock Market posted at The Iconoclast Investor.

Zach Scheidt presents Intrepid Potash Inc. (IPI) - Pressure From All Sides posted at ZachStocks, saying, "Intrepid Potash has reduced its production schedule which will likely have a short-term impact on earnings, but management is preserving assets so long-term gains will be more likely"

Steve Patterson presents Don?t Take Your Losses! posted at 2009 Taxes.

Insurance Toolbox presents How to Get Tax Credits and Tax Deductions by Saving For Retirement posted at Fine-Tuned Finances.

Dana presents Believe it or not, the recession has perks posted at Investoralist, saying, "The younger generation feels squeezed by the financial crisis on multiple fronts, not realizing this recession offers unprecedented opportunities years down the road, for both property ownership and investment."

Gold Investor presents Gold/Silver Ratio | Gold Investing Info posted at Gold Investing Info, saying, "If you are going to invest in precious metals, it is useful to look at the gold to silver ratio."

Michael Haltman presents Beware The Misleading Nature Of 24 Hour Business News posted at The Political and Financial Markets Commentator.

John Duke presents Happy 9th Anniversary posted at OrangeHornet.

David presents Jim Cramer Responds to Jon Stewart posted at Pimp Your Finances, saying, "We've all heard the soundbytes from the Cramer-Stewart debate. But have we looked into the facts? I take a look at Cramer's response to the original Daily Show piece."

Sherin presents Ayurveda for young investors posted at Investment Internals, saying, "Most succeeded investment strategy for beginner as well as experienced investors"

Darwin presents Intrade Futures and Trades - You’ve Gotta See it to Believe it posted at Darwin's Finance, saying, "This article highlights the ability for everyday investors to trade on rather bizarre world events via Intrade futures."

Thanks to everyone who submitted!

Carnival of Everything Money #5

Welcome to the 5th edition of the Carnival of Everything Money. I wanted to give my thanks to everyone who is contributing to making this carnival a success! I would appreciate it if anyone who is featured in the carnival links back to this post. If you want to submit an article for next week's edition, the submission form is here.

There were a lot more articles submitted than included in the carnival this week. If your article wasn't included, it was likely because you didn't include a category. We deleted over 40 submissions simply because they weren't categorized. Please be sure to double check next time because I really want to make sure that as many people as possible can participate.

editor's pick

The Dough Roller presents 2009 Economic Stimulus Package FAQs posted at The Dough Roller, saying, "This article answers all your questions about Obama's 2009 economic stimulus package."

Meaghan Montrose presents 7 Tips for Avoiding Bad Business Opportunities posted at Colleen Palat.

The Investor presents Stocks vs corporate bonds posted at Monevator.com, saying, "There are good reasons to expect stocks to outperform corporate bonds in the long term. So why should you consider adding them to your portfolio?"

Dana presents Mirror mirror on the wall, who's the gloomiest of them all? posted at Investoralist, saying, "At a time when doom reigns the stock market and media outlets, take a contrarian view and see what you can learn from these experts' outlook for 2009."

David presents How Much is $787 Billion? posted at Pimp Your Finances, saying, "How can we understand how much money that is, when there’s nothing to compare it to? I’m going to explain just how much $787 billion is, by breaking it down into some figures we can wrap our heads around."

budgeting

W. Jackson presents Top 5 Financial Secrets You Must Use posted at My Financial Success.

Wren Caulfield presents Review: Mint.com, free online personal finance service posted at True Adventures in Money Hacking.

freefrombroke presents Using Google Calendar To Pay Bills On Time posted at Free From Broke, saying, "Ever just miss a bill's due date? Here's a clever way to remind you of your bills' due dates!"

Mrs. Modern Tightwad presents MT Tips: Factor YOU into Your Budget and Choices posted at Modern Tightwad.

credit

ChristianPF presents 6 steps to reducing your credit card interest rates posted at Money in the Bible | Christian Personal Finance Blog, saying, "The easiest way to start saving money on your credit cards..."

The Shark Investor presents I've Never Used a Consumer Credit In My Life posted at The Shark Investor, saying, "Using consumer credit is the best way to get screwed"

David presents Chase PerfectCard MasterCard posted at Credit Card Offers IQ, saying, "The Chase PerfectCard MasterCard is an excellent gas rebate and cash back credit card."

keevisr presents Student Loans No Credit History Required posted at Loan Info Central, saying, "Student loans with no credit history required are made for young students who are starting out in school with no previous financial background."

Mr Credit Card presents Discover Escape Card Review posted at Ask Mr Credit Card.

debt

Joe Mueller presents The Truth About Debt Consolidation Loans posted at Debt Consolidation For Beginners, saying, "The truth about debt consolidation loans is that they can be useful in helping a person's cash flow, but in the long run it will not reduce your overall debt load. One should only consider this option if they really need to improve their cash flow situation."

Raj Patel presents Despite Risks, Workers Guzzle Company Stock posted at DebtGoal.

frugality

Wenchypoo presents The Consumer’s Guide to Functioning in an Economic Cycle (L-O-N-G) posted at Wisdom From Wenchypoo's Mental Wastebasket.

investing

Insurance Toolbox presents The Best Interest Rates on Savings Accounts Available in March 2009. posted at Fine-Tuned Finances.

Den Levin presents Get Ready For The Crowding Out Effect | Credit Makes The World Go Round posted at Credit Makes The World Go Round, saying, "With the US government projected to have the highest deficits ever, businesses will have an even tougher time borrowing due to the crowding out effect."

Steve Patterson presents Three Semiconductor Names Give A Negative Signal posted at FastSwings.

One Family presents Writing Covered Calls against Employer Stock Plan Shares (ESPP, Restricted Stock, and Stock Options) – A Primer posted at One Family's Blog, saying, "The post explains the steps involved in writing covered calls against stock acquired through employer stock plans."

Nesher presents Internet Stock Trading for Beginners posted at Internet Stock Trading for Beginners.

Abdulrasool Sumar presents Borrowing from Your 401k Plan - Advantages & Disadvantages - Basics of Borrowing, 4 Reasons to Borrow, Media & Myths on 401(k) Loans posted at 401k, saying, "While it is encouraged not to ever borrow from your 401(k), there are advantages of doing so on the flip side; this is what we will explore in this article."

Rob presents Obama’s “Making Homes Affordable” Program and Evil Real Estate Investors posted at Two Wise Acres, saying, "Are real estate investors really evil? Apparently the Obama Administration thinks so with its new Making Homes Affordable program."

other

MoneyNing presents Our Eternal Pursuit of More Wealth posted at Money Ning, saying, "Is money never enough? Know what's important and you will be much happier!"

Investing School presents What is the Federal Reserve posted at Investing School, saying, "What is the federal reserve and what do they actually do?"

Carrie presents Generating Passive Income During Time Off Work posted at It's Frugal Being Green.

Dorian Wales presents Capitalism with Social Equality: A Powerful Though Experiment Demonstrates Our Moral Obligations posted at The Personal Financier, saying, "An interesting thought experiment by American philosopher John Rawls demonstrates the morality of a more socialistic version of Capitalism."

The Smarter Wallet presents Find Freelance Work At This Online Job Search Site: GoFreelance.com posted at The Smarter Wallet.

Nate presents Should You Use a Private Car Loan or Dealer Financing? posted at Car Loan Tips, saying, "When it comes to financing your new car purchase, you have a couple of options."

saving

Tiffany Colter presents » Money Saving Ideas posted at Hidden Leaks, saying, "Common Sense Money Management in Tough Economic Times. Articles include tips on saving money, budgeting, finding hidden leaks in your budget, and facing job loss."

Jim presents Highest Short-Term CD (Certificate of Deposit) Rates posted at Blueprint for Financial Prosperity.

Brian McKay presents Credit Union CD Rates posted at MonitorBankRates.com, saying, "Credit unions have historically provided their members with higher rates on certificate of deposits and savings accounts."

PFCreditCards presents Priceline Gets You the Cheapest Hotel Deals posted at PF Credit Cards, saying, "A real world example (mine) that shows you why I love priceline so much!"

stocks

Audra presents Playing with Money posted at Adventures At Home.

Sigrid Landau presents What Does The Future Hold For The Big Three Auto Industry? posted at A1 How To, saying, "What is the problem with the Big Three Auto Industry? Are they ever going to make a comeback from, recover from their current funk? Is now the time to take a chance to buy Ford or GM stock?"

taxes

Miss M presents The Marriage Penalty Myth posted at M is for Money.

Thursday Bram presents Changes for the 2008 Tax Laws posted at Tax Hacks.

Thanks again to everyone who participated! Please remember to link back to this post. Check back next week for a new edition.

Carnival of Investing Strategies: Number 5

Welcome to the 5th edition of the Carnival of Investing Strategies. This is a carnival focused on different strategies of investing your money. If your article was included, please be sure to link back to this carnival. If you want to make a submission for the next edition, the form is here.

Editor's Choice

Silicon Valley Blogger presents Stock Market Technical Analysis Versus Fundamental Analysis, In Pictures » Silicon Valley Blog About Money posted at The Digerati Life.

The Smarter Wallet presents Investing In Stocks and Bonds: Some Investment Basics posted at The Smarter Wallet.

Darwin presents Is Now a Good Time to Start Investing in Stocks? posted at Darwin's Finance, saying, "This article examines the pros and cons of starting to invest now and some hedging strategies if you're ready to take the plunge."

And here are the rest

Qwoter.com presents Stock Market Investing Basics posted at Stock Tips, saying, "Before thinking about investing in the stock market you will want to first make sure to learn the stock market investing basics and not just simply jump in and start trading right away."

Jed Norwood presents Safe Banking posted at Forex Course | ForexStrategySecrets.com, saying, "The number one money tip is to get a safe bank. Turning your money over to people should involve a lot of research. Take the time to learn about safe banks."

Deposit Accounts presents What's Your Long Term Savings Plan? posted at Deposit Accounts.

Rob presents Why the Stimulus Bill is a Boost for Real Estate Investors posted at Two Wise Acres, saying, "The stimulus plan may be a big boon for real estate investors if they know how to use it."

The Investor presents Portfolio diversification posted at Monevator.com, saying, "By buying and holding assets with different characteristics, we can try to create a portfolio that offers the greatest return for the risk we’re prepared to take."

Al presents Dow Price to Earnings Ratios Since 1900 - A Summary posted at Observations, saying, "This post provides historical perspective on Dow P/E ratios, and their relationship to subsequent stock market returns."

Insurance Toolbox presents The Best Interest Rates on Savings Accounts Available in March 2009. posted at Fine-Tuned Finances.

Dana presents Are you seeing the whole picture when it comes to investing? posted at Investoralist, saying, "Instead of focusing on day-by-day events in the market, it might be wise to pay more attention to the bigger forces in the economy in order to safeguard your investment."

Sarah Scrafford presents How an Average Investor Should Use Currency ETFs posted at Currency Trading.net.

Tyrone Solee presents What Makes Rich Gets Richer? | Millionaire ACTS posted at Millionaire Acts, saying, "Different investing strategies that makes the rich gets richer."

Patricia Turner presents UX at the Top Financial Portals: Google vs. Yahoo vs. AOL Finance posted at Bankling.

Manshu presents Do not use a Leveraged ETF for Hedging | OneMint posted at OneMint.

Pinyo presents Conservative Bank Investments in a Difficult Economy posted at Moolanomy.

Michael Haltman presents The Annual Report From The Oracle Of Omaha posted at The Political and Financial Markets Commentator, saying, "As the year progressed, a series of life-threatening problems within many of the world’s great financial institutions was unveiled. This led to a dysfunctional credit market that in important respects soon turned non-functional.

David presents Fear and Loathing on Main Street posted at Pimp Your Finances, saying, "One thing that’s always bugged me about the media is how they pretend to be impartial observers, when the reality of it is that there is no way to observe something without interfering."

One Family presents Writing Covered Calls against Employer Stock Plan Shares (ESPP, Restricted Stock, and Stock Options) – A Primer posted at One Family's Blog, saying, "The post explains the steps involved in writing covered calls against stock acquired through employer stock plans."

Investing School presents What is the Federal Reserve posted at Investing School, saying, "What is the federal reserve and what do they actually do?"

Bank Savings Review presents FNBO Direct Online Savings Account Review posted at Bank Savings Review, saying, "FNBO Direct is one of the best banks out there. I especially love their bill pay feature"

Steve presents FastSwings - Blogs - Sequenom Inc. (SQNM) Still up 100% in 52 Weeks posted at FastSwings.

Thanks to everyone who submitted! It was a great turnout. Check back next week for the next edition.